For more information on PIMFA Board members, please click below.

  • The Rt Hon John Gummer, Lord Deben
    Chairman - PIMFA

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    The Rt. Hon John Gummer, Lord Deben, was a Minister in the governments of Margaret Thatcher and John Major for sixteen years, when he was Secretary of State for Agriculture and Secretary of State for the Environment.

    Prior to becoming Chairman of PIMFA he was Chairman of the Association of Professional Financial Advisers (APFA).   He is a member of the Board of the Castle Trust.  He set up and now runs Sancroft, a Corporate Responsibility consultancy working with blue-chip companies around the world on environmental, social and ethical issues.

  • Andrew Ross
    Global Head of Wealth Management - Schroders Group

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    Andrew Ross is Global Head of Wealth Management for the Schroders Group and sits on the Group Management Committee. He is also Chairman of Cazenove Capital, the Wealth Management business of Schroders in UK, following its acquisition by Schroders in 2013. He joined Cazenove Capital as Chief Executive in 2001. He was previously Chief Executive of HSBC Asset Management (Europe) Limited between 1998 and 2001. Initially joining James Capel in 1985, he remained with the company when it became part of the HSBC Group. Andrew was a portfolio manager for fourteen years before becoming Managing Director and subsequently Chief Executive of James Capel Investment Management. After graduating from Southampton University with a First Class degree in Ancient History, Andrew served a short commission in the Royal Green Jackets. He has 33 years of investment experience.


  • Ruthven Gemmell
    Chief Executive - Murray Asset Management Ltd

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    Ruthven Gemmell is the Chief Executive of Murray Asset Management, based in Edinburgh.  He is a Chartered Fellow of the Chartered Institute for Securities & Investment and holds a Diploma in Financial Planning with the Personal Finance Society.

    Ruthven is also a dual qualified solicitor (Scotland and England/Wales) and a Partner of Murray Beith Murray.   He is a former President of the Law Society of Scotland and a part-time Judge in the Finance and Tax Chamber of The First Tier Tribunal and a member of the Tax and Chancery Chamber of The Upper Tribunal.  He is also a member of the Society of Trust and Estate Practitioners (STEP).

  • Sir David Howard Bt
    Chairman - Charles Stanley & Co Ltd

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    Sir David is non-executive Chairman of Charles Stanley Group PLC having joined Charles Stanley in 1967. He became Managing Partner in 1971, Managing Director (on incorporation of the partnership) in 1988, and Chairman in 1999.  He was Lord Mayor of London in 2000-2001. He has served on Stock Exchange, CREST and LIFFE committees and as a director of the Financial Service Skills Council, as chairman of the Chartered Institute for Securities and Investment (CISI), the Council of City University, The CityUK Education Training and Qualifications Group, and as President of the Chartered Management Institute. He is an alternate member of the Takeover Panel and serves on the EUI Settlements Appeals Panel. He is a director of PIMFA and has been Chairman for many years of the London Gardens Society.

  • Paul Killik
    Senior Partner - Killik & Co Management

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    Paul has 50 years experience in Private Client Stockbroking, including over 30 years in two senior management roles. Before founding Killik & Co Paul was a Partner of Killik Haley & Co which merged with Quilter Goodison in 1975.

    He ran the Private Client Department from 1983 and, during that time, they opened the UK’s first share shop in Debenhams, Oxford St. Paul is a board member of IMFA and is a Fellow of the Chartered Securities Institute.

    Killik & Co opened for business in 1989, with a vision to create a new type of investment firm, committed to increasing the understanding and use of equities and bonds as savings tools. Uniquely, the company provides a high level of personal service via its network of shop/offices, offering expert Savings Planning and Investment advice to investors, in a less intimidating environment.

    Under Paul’s leadership, the company has grown rapidly and has become a significant player in the savings market. It is also one of the few remaining independent Partnerships in this space, owned by its practitioners.

  • Jimmy McCulloch
    Former Chairman & Chief Executive - Speirs & Jeffrey Ltd

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    Jimmy McCulloch was formally Executive Chairman of Speirs & Jeffrey Ltd. where he worked for 34 years before stepping down in 2016. Prior to August 2011 he held for 11 years the joint responsibilities of Chairman and Chief Executive.  He is a graduate of Stirling University with a degree in accountancy, business law and economics and qualified as a member of the Institute of Chartered Accountants of Scotland with Coopers & Lybrand, now PWC, in 1979.  He worked for three years with Coopers & Lybrand in Houston Texas, prior to joining Speirs & Jeffrey in 1982.  He became a partner in 1985 and on incorporation of the company a Director in 1986.  He is a Trustee of the Scottish Community Foundation.

  • David Cobb
    Co-Chief Executive - Smith & Williamson

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    David is co-chief executive of Smith & Williamson Holdings Limited with responsibility for the investment management and banking division.

    As such, he is a member of the Holdings board and is Chairman of the investment management and banking subsidiary board. In his role as co-chief executive, David is also a member of the tax and business services subsidiary board.

  • David Loudon
    Managing Partner - Redmayne-Bentley LLP

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    David Loudon is Managing Partner at Redmayne-Bentley. David’s career in financial services began in 1989 as Operations Manager for HFC Bank plc. He was appointed a Partner of Redmayne-Bentley Stockbrokers in 1995 and Managing Partner in 2006. He has represented the firm as a member of various industry groups and is also a regular commentator about stock market events for BBC Radio. In addition to his role in the industry, David is also a Trustee and the Chair of Finance and Audit for the Leeds Teaching Hospitals Charitable Foundation, one of the largest NHS-linked charities in the UK. David studied at the University of Manchester and earned an MBA from Cass Business School, London.

  • Michael Morley
    Head of Wealth Management UK - Deutsche Bank Wealth Management

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    Michael joined Deutsche Bank in July 2017 following seven years as Chief Executive of Coutts & Co. From September 2010 he was also Chairman of the Board of Royal Bank of Scotland International, the offshore banking business of the RBS Group in the Crown Dependencies of Jersey, Guernsey and the Isle of Man and the Crown Territory of Gibraltar.

    He spent eight years with Merrill Lynch as Managing Director for UK Private Banking and Director of Private Wealth Services for Europe and the Middle East and five years as Head of International Private Banking at Barclays Wealth and CEO of Barclays Switzerland.

    He is a Board Director of Walpole British Luxury and in 2014 he became a founding member of the China Advisory Council of the Judge Business School, University of Cambridge. In 2016 he was appointed to the Board of the British Bankers Association and Chair of the BBA Private Banking and Wealth Management Advisory Panel now part UK Finance.

    Michael is married to a Spaniard, has two sons and studied Modern and Medieval Languages at Christ’s College, Cambridge.  He lives in London and Madrid.

  • Sarah Soar
    Head of Investment Management - JM Finn & Co

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    Sarah began her career in 1984 at Brewin Dolphin in London. After moving into a Senior Management role, Sarah was appointed to the Brewin Dolphin Limited Board in 2003 and then to the Brewin Dolphin Holdings Board in 2007. She stepped down from Brewin Dolphin in March 2013 and joined JM Finn & Co as Head of Investment Management in January 2014.

    Sarah was appointed to the Council of the Institute of Directors in 2013.

  • Julie Hepworth
    Group Regulatory Director - Perspective Financial Group Limited

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    Julie is a main board director of Perspective Financial Group Ltd responsible for the design, execution and oversight of the Group’s regulatory framework and also sits on a number of Perspective subsidiary company Boards. A specialist in regulatory compliance, risk and governance with a strong grounding in related legal matters. Previous experience includes working as a Consultant for Paradigm Partners and in various senior governance roles at Bradford & Bingley. Prior to this Julie worked as an IFA.

  • Gary Bottriell
    Managing Partner - Bottriell Adams LLP

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    Gary is a Chartered Financial Planner and the Managing Partner of a financial planning and investment management firm based in Dorset serving a small but geographically diverse clientele. Prior to the merger with the WMA Gary was Deputy Chair of APFA. Gary is a Member of the Chartered Insurance Institutes’ Professional Standards Board having previously been Deputy Chair of the Examiners Committee and a senior examiner in the business law, tax and pensions level six qualifications. Gary is a Lay Member of the Upper Tribunal Tax and Chancery Chamber where he makes determinations in references made by firms and individuals in respect of actions taken against them by the Financial Services regulators. From 2006 to 2012 Gary was a member of the FSA’s Regulatory Decisions Committee.

  • Martin Greenwood
    Chief Executive - Tenet Group Ltd

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    Martin a chartered accountant joined DBS Management plc, one of the original networks of financial advisers, as Finance Director and was appointed Chief Executive of the Group in May 1996.  In 1997 the Group was admitted to the full Official List of The London Stock Exchange.

    In the summer of 2000 he joined a number of Boards as a Non Executive Director.

    Whilst a non-executive member of the Board of Tenet, Martin served as Chairman of both the Risk and Audit Committees.  In August 2011 he was appointed Chief Executive.  In addition Martin has represented the Group and more generally financial advisers as a whole for a number of years through his directorship of APFA (formally AIFA).

  • Lawrence Wintermeyer
    Principal of Capstone

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    Lawrence is the Principal of Capstone, a research, advisory and investment firm focused on digital. He is the former CEO of Innovate Finance, the UK not-for-profit FinTech members association. He has over 20 years’ experience as an advisor, executive, board member and owner working with start-ups to global brands, and has worked in the financial services, technology, and energy sectors in Europe, Asia and North America.

  • Myles Marmion
    Finance Director - Ruffer LLP

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    Myles worked at ED&F Man Holdings where he was Group Chief Financial Officer and previously Head of Corporate Finance and Risk. Myles started his career at Ernst & Young and then worked for Robert Fleming Holdings Limited and Maple Financial Group. He joined Ruffer in 2009.

  • Penny Lovell
    CEO - Sanlam Private Office

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    Penny was appointed as CEO of The Private Office and the Sanlam UK Executive Committee in 2017. She has over 25 years advising private clients, families and charities. Previously Penny was Managing Director at Rothschild and Fleming Family and Partners. Before Joining Sanlam, Penny was Head of Private  Client, Marketing and Distribution at Close Brothers Asset Management and a member of the Executive Committee.

    Penny holds the Diploma in French Civilisation from La Sorbonne. She graduated from  Manchester University with a BA Honours in English and Italian. Penny trained at Friends Provident in financial planning and investment management. She is PCIAM qualified.

    Penny is presently a trustee for Prism: the Gift Fund and Pennies, the Digital Charity Box and sits on the Advisory Board at Park Theatre

  • Tracey Davidson
    Chief Executive of Heartwood Wealth Management Ltd

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    Tracey is Chief Executive of Heartwood Wealth Management Ltd, a wholly owned subsidiary of the Handelsbanken Group. Heartwood operates under the names Handelsbanken Wealth Management and Heartwood Investment Management.

    Tracey started her career at Barclays where she worked across the UK latterly in a variety of senior positions within the corporate and wealth management divisions. Tracey joined Handelsbanken in 2003 and accelerated her career quickly becoming Senior Vice President and Head of Northern UK. During this time Tracey was entrusted to lead an acquisition team to identify and acquire an investment and wealth management business. After the successful acquisition of Heartwood, Tracey was appointed CEO in 2014.

    During Tracey’s tenure as CEO, the firm has received numerous awards for its global multi-asset funds, wealth management solutions, and as Best Private Bank.