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The Mills Review Explained: AI Governance, Accountability and Risk July 2026

A practical look at what the Mills Review means for wealth managers, exploring the governance, risk and accountability questions firms should address as AI adoption accelerates.

On 6 July 2026, the FCA published the Mills Review, into the future impact of AI on retail financial services. The Review sets a clear direction for the sector: support AI adoption while strengthening governance, accountability, assurance and oversight.

For wealth managers, the Review does not create a new rulebook. Consumer Duty, SM&CR, operational resilience and third-party risk remain the foundation. The challenge is understanding how those existing responsibilities apply as AI becomes more embedded in client journeys, decision-making and outsourced technology.

In this free practical webinar, we will examine: 

  • What the Mills Review has genuinely changed. 
  • What it leaves unresolved for wealth managers.
  • Where firms may be most exposed across governance, outsourcing and client outcomes. 
  • What boards, Senior Managers, Compliance and Risk teams should do now. 
  • The questions firms should be asking before AI adoption accelerates further. 

No hype. No distant predictions. Just the practical implications for PIMFA member firms. 

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