Guest Blog

Virtually everything concerning you exists online, whether you intentionally share it or not. Each online interaction contributes to the vast pool of data, forming what is commonly referred to as…

The regulator aims to avoid disorderly failure, thereby minimising harm to the public and the UK financial system. The Client Assets (CASS) sourcebook contains rules to protect client assets and…

PIMFA Guest Blog: CASS – Finding Breaches Is Not All Bad News. Rules breaches can have negative connotations - after all non-compliance is never good. Here Katharine Leaman, CEO at…

Whilst you may need to adjust the clocks at home and hunt for the instruction book to change the one on the oven, please remember that the time fields for…

The FCA and PRA recently published a joint discussion paper which asks for feedback on the operational aspects of the SM&CR. At the same time HM Treasury also published a…

MiFIR transaction reporting data was a surprise inclusion in ESMA’s recent data quality report which has previously focused on EMIR and SFTR.

The definition of vulnerability; Advice Guidance Boundary Review; Politically exposed persons (PEPs) and Consumer Duty is not going away

PIMFA Guest Blog: Cyber risk management – a board level responsibility. Good cyber governance should include obtaining independent assurance from a cybersecurity specialist – someone who will assess and provide…

Environmental, social, and governance (ESG) factors have become increasingly important in today's investment environment, moving from being a minority interest to a common mandate requirement. For senior executives, risk managers,…

PIMFA Guest Blog: Cyber risks in a world of AI. Many professional service firms are already using AI or exploring its potential to revolutionise the way they deliver their services.…

Love it or hate it, cashflow modelling is an integral part of the modern financial planning client journey. However, there is quite a major elephant in the room in that…

For those of you that might not have seen the detail, in short, the FCA commissioned IPSOS UK to undertake an anonymous survey of 1230 regulated firms. The firms were…

One in eight job roles across financial services is now technology centric, double the proportion compared to the wider economy. Yet, demand for these future skills is approximately 20% short…

In our everyday lives, it can be easy to forget the impact our actions have on the environment, especially in terms of carbon output. As the world focuses more on…

The barriers to wellbeing are unique to each individual and that, by taking time to understand how these interplay for each client, advisers can ensure that they have their relationship…

The financial services industry is undergoing a rapid digital transformation, and this trend is significantly impacting the UK independent financial adviser (IFA), wealth management and personal pensions space.

With a few weeks to go, there is still time to review your Consumer Duty plans and refocus on the changes that will really matter to customers, and that will…

It seems we’re endlessly being told that today’s wealth landscape is defined by a never-ending quagmire of shifting complexity. And I don’t dispute this claim – in fact, let us…

It’s no secret that climate change and other ecological issues have become a key focus for countries across the world. Following the signing of the Paris Agreement in 2016, it…

Why is the conversational engagement client communication strategy suddenly so important in the wealth management sector? In recent years, for most companies in the wealth sector, assets under management (AUM)…

PIMFA Guest Blog: The primary goal of digital wealth tools should be ROI. There is a lot of potential in digital technology to deliver a premium, personalised experience but, before…