The Personal Investment Management & Financial Advice Association (PIMFA)

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PIMFA’s response to HM Treasury’s consultation on the Transposition of the Fifth Money Laundering Directive

PIMFA’s response to HM Treasury’s consultation on the Transposition of the Fifth Money Laundering Directive. Our responses include; The 5MLD definition of virtual currencies is not appropriate and needs to be amended in order to capture all three types of cryptoassets; In our view cryptoasset distribution mechanisms should be required to fulfil AML/CTF obligations just like any other business issuing or distributing financial instruments; and Discrepancies in standards across different sectors would not help a process, such as that of electronic identification, which for its very nature calls for harmonisation
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