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The value of financial advice -Research report from ILC -UK July 2017

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A Research Report from ILC-UK

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This report demonstrates the very real value of financial advice for the consumer. Using robust
statistical methods to control for a range of factors likely to determine demand for advice –
including income, wealth and behavioural traits – our results show that those who take advice
are likely to accumulate more financial and pension wealth, supported by increased
saving and investing in equity assets, while those in retirement are likely to have more
income, particularly at older ages. Our results therefore demonstrate, in a statistically robust
way, the importance of financial advisers in delivering true value for their customers

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