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Clifford Chance – Distributing insurance products in the current regulatory environment 2013

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How to distribute insurance products in the current regulatory environment

SKU: Insurance products in the regulatory environment 2013 Categories: ,


New RDR rules in force ban payments of commission on advised sales of investments products: IMDII proposals include additional disclosure and suitability requirements across all distribution (both advised and non -advised ) of both protection and investment insurance products.

Firms should have reviewed existing and future distribution arrangements in the context of RDR but should also consider the potential impact of IMDII.

We consider the different distribution methods being adopted by firms and the key regulatory issues raised.

We also review the potential impact of the European proposals across the UK, France, Germany, Italy and Spain.

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